Best Bank Award 2004-05 Higest Rate of Interest Easy Load - Reduced documentation Any Branch Banking Hassel Free loans
  • SNGC News
  • Service tax to increase from the financial year...read more| Budget to be decalared on 21st April 2012...read more

Our Schemes

Fixed Deposits

Sr. No. PERIOD OF DEPOSIT REVISED RATES (effective from 01.10.2017)
1 15 days to 45 days 5.00%
2 46 days to 180 days 5.00%
3 181 days to 1 year 7.00%
4 above 1 year upto 3 years 7.50%
5 above 3 years upto 5 years 7.50%
6 above 5 years upto 10 years 7.50%

Loans (w.e.f. 01 October 2017)

Sr. No. LOAN A/C REVISED RATES P.A.
1 CASH CREDIT & OVERDRAFT 11.00--14.00%
2 SALARY DEDUCTION LOAN 16.00%
1 HOUSING LOAN 9.50%
4 PERSONAL LOAN 16.00%
5 MACHINERY LOAN ( Term Loan for purchasing plant & machinery) 11.00%-14.00%
6 VEHICLE LOAN1. for own use 10% 2. for comm. use 11%
7 EDUCATIONAL LOAN 10.00%
8 GOLD LOAN 10.50%
9 LOAN AGAINST LIC POLICY 13.00%
10 LOAN AGAINST NSC above three years old and loan upto 70% of face value 13.00%
11 MORTGAGE LOAN 11.00% --14.00%
12 Loan /OD against own FDR/SDR/RD Margin reduced from 15.00% to 10.00%
13 Loan/OD against 3rd party FD/SDR/RD ( deposits with our Bank only) 3% above deposit rate
14 TOD ( not exceeding 3 days) 21.00%
15 Clean loan upto Rs.50,000.00 ( with 2 guarantors who should be acceptable to Bank) 16.00%
16 Loan Against Rent Receivable 11.00%
17 Loan against DD purchase 13.00%
18 Cheque purchase/Bill Purchase 21.00%
19 Drawal against un-cleared effects 21.00%
20 Penal rate for exceeding/limit/non compliance of terms of sanction/non-renewal of limit etc 2% above stipulated rate
21 Any other loan not covered hereinabove 19.00%
22 Professional & self employed persons 12.00% ( processing @0.50 %)

Service Charges Effective form 01/02/2018

Service Charges